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Keeping Receipts for Valuables

Insuring your precious items is essential, but it?s also a good idea to keep track of what you?ve got?

Finding out that your house has been burgled can be one of the most stressful moments a homeowner can face, but knowing that you have a good Home Insurance policy in place can help to ease the pain.

John Lewis Home Insurance offers unlimited buildings and contents insurance cover, but there is a limit for valuables - ?15,000 per individual item, and ?30,000 in total.*

Although home insurance gives you peace of mind, you?d hope that you?d never need to make a claim. If you do, being prepared can help to make things easier. It?s important that you keep receipts of new and high value items. Here are some ways to get organised:

Start a filing system at home, and every time you buy something new pop the receipt in there. It?s also worth making a list of high value items that you own so you have a clear idea of what you?d need to claim for if anything was stolen. The stress of being burgled might send you into a panic, so it?s better to have a list prepared in advance.

Make an inventory of the contents of your home, so you can check how much is missing if your house does get burgled. Add when and where any high value items were bought if you can remember those details.

If you?re lucky enough to have any items such as jewellery or watches that are worth more than ?5,000, get a valuation from a reputable jeweller.

If you have any fine art or antiques worth more than ?20,000, get them valued. The value of fine art, antiques and jewellery can fluctuate, so get a professional to review your valuations regularly. If an artist dies, the value of their work can increase so John Lewis Specialist Home Insurance automatically increases the amount that fine art is insured for by up to ?50,000 for six months after the artist?s death.

Take photos of your high value items, as that can help your insurer if they?re stolen. It could also help the police trace them if the worst does happen.

Although family heirlooms and antiques can be difficult to replace, John Lewis Home Insurance will at least give you peace of mind that your precious possessions are covered.

About John Lewis Insurance:

John Lewis Home Insurance offers good value and the high standard of customer service you?d expect. Some of the benefits on offer:

? Unlimited Buildings and Contents Cover*
? Optional Accidental Damage Cover for buildings and contents - from a DIY mishap to red wine on the carpet
? Alternative Accommodation ? somewhere to stay if your home becomes uninhabitable, after a flood for example
? Worldwide Personal Possessions Cover up to ?25,000
? Optional 24 hour Home Emergency service - up to ?1,500 including labour and parts

* There is no total sum insured limit but money, single article and total valuables limits apply.

Terms, conditions, limitations, exclusions and acceptance criteria apply. A copy of the policy wording and insurance complaints procedure is available on request.

John Lewis Insurance is a trading name of John Lewis plc. Registered in England No. 00233462. Registered office 171 Victoria Street London SW1E 5NN. John Lewis plc is an appointed representative of AXA Insurance UK plc who are authorised and regulated by the Financial Services Authority. AXA Insurance UK plc. Registered in England No. 78950. Registered office: 5 Old Broad Street, London, EC2N 1AD.

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